Using this option, the user can view the complete details of term deposit. Term deposit products also support features like Top-up term deposit and/ or Redeem term deposit. The user can thus, Top-up an existing term deposit or Redeem a term deposit.
The key details shown as part of term deposit details are;
How to reach here:
Term Deposit Dashboard > Deposit Details
Field Name |
Description |
---|---|
Primary Customer |
Name of the primary user. |
Account Number |
Term deposit account number in the masked format. |
Holding Details |
|
Customer ID |
Customer Id of the primary user. |
Holding Pattern |
Holding pattern selected for the term deposit. For example:
|
Joint Account Holder |
Name of the joint account holder. This field appears only if the TDTerm Deposit is a deposit accepted by bank, for a fixed term, from customers. A term deposit is a liability of a bank with fixed maturity period. is opened in a Joint mode. Note: In case of multiple joint holders, all joint account holder names will be displayed separated with a comma. |
Account Details |
|
Status |
Status of the term deposit account. Status could be:
|
Original Principal Amount |
Original principal amount at the time of opening of term deposit account. |
Interest Rate |
Rate of interest applicable for the term deposit. |
Current Principal Amount |
Current principal amount, that is the revised principal amount after top-up / partial redemption. |
Hold Amount |
Hold amount for the term deposit as maintained at the host. This field does not appear for Closed Deposit. |
Deposit Date |
Date on which the amount is deposited for deposit. |
Value Date |
Value date of the deposit as maintained by the host. |
Deposit Term |
Term of deposit in years, months and days for the respective product (as maintained by the host). The deposit term appears, if value is one or more than one for each of years/ months/ days for example: 5 Years, 4 Months, 10 Days. |
Deposit Certificate Number |
Unique number as assigned by the host for the respective term deposit. |
Deposit Branch |
Deposit branch address details. |
Maturity Details |
|
Maturity Date |
Maturity instructions set for the selected TD account |
Maturity Amount |
Maturity amount of the term deposit. |
Maturity Instructions |
Maturity instructions set by the user for the selected TD account at the time of opening a TD. The options can be:
|
Special Amount |
Special amount to be rolled over. This field appears if you select Renew Special Amount and Payout the Remaining Amount option from the Maturity Instruction list. |
Pay to |
Account transfer options. The options are:
This field does not appear, if you select Renew Principal and Interest option from the Maturity Instructions list. |
Own Account This section appears for Own Account. |
|
Beneficiary Name |
BeneficiaryA person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. name of the term deposit. |
Account Number |
Account Number to which the funds will be transferred. |
Bank Name |
Name of the beneficiary bank. |
Bank Address |
Address of the beneficiary bank. |
City |
City of the beneficiary bank. |
Internal Bank Account This section appears for Internal Bank Account. |
|
Account Number |
Account Number to which the funds will be transferred. |
Branch |
The list of branches of the home bank for selection. |
Branch Address |
Address of the selected branch. |
Domestic Bank Account This section appears for Domestic Bank Account. |
|
Beneficiary Name |
Beneficiary name of the term deposit. |
Account Number |
Account number to which the funds will be transferred. |
Bank Code |
Destination Account’s bank code. |
Bank Name |
Name of the beneficiary bank. |
Bank Address |
Address of the beneficiary bank. |
City |
City of the beneficiary bank. |
You can also preform following actions:
FAQs